A District Consultative Committee (DCC) and District Level Review Committee (DLRC) meeting was held in Daporijo on Friday, chaired by Upper Subansiri Deputy Commissioner Tasso Gambo. The meeting brought together representatives from banks, the NABARD, line departments, and other stakeholders to review the district’s banking performance, credit flow, and implementation of various government-sponsored schemes. The district’s total deposits increased from Rs 61,332.07 lakh in December 2025 to Rs 73,497.36 lakh in March 2026, while total advances increased from Rs 39,155.89 lakh to Rs 40,841.68 lakh during the same period. The credit-deposit (CD) ratio stood at 55.57% as on 31 March, 2026. The committee deliberated on the implementation of the state government’s flagship schemes, including the ANKY, ANBY, ANPY, ANMPY, ANPPY and DDUSY, and reviewed the progress achieved under these initiatives. Detailed discussions were also held on the annual credit plan (ACP) disbursement, agriculture and MSME advances, priority sector lending, kisan credit card (KCC), the Prime Minister’s Employment Generation Programme, Pradhan Mantri Mudra Yojana, and SHGs and social security schemes. The committee emphasised on improving credit flow to priority sectors, weaker sections and PM-Kisan beneficiaries to promote inclusive economic growth in the district.
During the deliberations, all members present unanimously stressed the importance of strengthening financial literacy and creating greater awareness among the public on banking services, digital financial transactions, government-sponsored credit schemes, responsible borrowing, and financial inclusion to ensure that the benefits of various welfare schemes reach the intended beneficiaries. The members resolved to intensify financial literacy and awareness programmes across the district through coordinated efforts of banks and line departments, particularly in rural and remote areas. The meeting further discussed the preparation of the potential linked credit plan (PLP) for FY 2027-28 in coordination with the NABARD.
The 2026-27 ACP for Upper Subansiri district was unveiled by the DC, in the presence of representatives from banks, the NABARD, and line departments. The ACP will serve as a roadmap for enhancing institutional credit flow and supporting inclusive economic development across the district. Representatives from various departments and financial institutions also deliberated on the issue of non-performing assets and bakijai cases, stressing the need for coordinated efforts to improve loan recovery while ensuring timely credit support to deserving beneficiaries.
The DC emphasised that enhanced institutional credit, particularly to agriculture, MSMEs, SHGs and rural entrepreneurs, is essential for the socioeconomic development of Upper Subansiri.
